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Fg Trade | E+ | Getty ImagesThe popular Public Service Loan Forgiveness program began a partial processing pause on May 1, which will likely run through July, the U.S. Department of Education recently said. The temporary suspension comes as the Biden administration overhauls the once-troubled federal student loan program. Why the pause is happeningWhat borrowers can expect during the transitionThe Education Department will not review PSLF form submissions for roughly a two-month period, it says. Meanwhile, from May 1 through July, it says, "borrowers will not be able to see their PSLF payment counts on MOHELA's website." "During the transition, PSLF forgiveness will be suspended," said higher education expert Mark Kantrowitz.
Persons: Biden, Mark Kantrowitz Organizations: Public, U.S . Department of Education, Education Department
"Standard benefits, like medical, dental, or vision care, are typically included in most employee benefits plans. "With workers of all ages repaying student debt, student loan assistance should be a key consideration in the enhancement of employee benefit programs," Newcome said. Non-traditional benefits could also convince workers to rethink remote workRethinking employee benefits could also be the key to enticing remote workers back to the office. Additionally, 69% said they would be willing to change their job or career for employer-based housing benefits. As the landscape of employee benefits evolves to meet the changing needs of the workforce, companies are becoming more innovative.
Persons: , John Newcome, Kelly, Newcome, Boring, Bonds Organizations: Service, Business, Employees, Walmart, SpaceX Locations: Austin, Bastrop
CNN —What is one of the earliest and enduring subjects in art and media — as well as one of the most censored? And these are all themes explored broadly in the exhibition “Breasts,” a robust survey on display at the 60th Venice Bienniale. “It’s very intimate, so it’s perfect for international artists to develop a dialogue with each other,” she said in a video call. “Artists keep going back to it.”“It’s been a wonderful moment to contemplate my own relationship with the meaning of breasts,” she added of the show. Scroll to see artworks from the show, which will run through November 24 at the Palazzo Franchetti.
Persons: they’re, Cindy Sherman, Robert Mapplethorpe, Salvador Dalí, Anna Weyant, Chloe Wise, Lakin, Carolina Pasti, , , Bernardino del Signoraccio, Sherman, Jesus, Del, Raphael, Flavio Gianassi, we’ve, Teniqua Crawford, “ It’s, Todd White, Europe Allen Jones, Maggiore Allen Jones, Maggiore Laura Panno, Christopher Bucklow, Tetrarch, Claudia, Schiffer, Christopher Bucklow Giorgio de Chirico, Nudo, Turin Louise Bourgeois Organizations: CNN, Venice Bienniale, Artists, Buchanan Studio, Maggiore Locations: Venice, Europe, Italy
Brooke Shields, mother of two, shared a quick parenting tip at the 2024 PHM HealthFront. She shared one simple, quick tip for getting your children to naturally talk more — without delving into helicopter parent territory. AdvertisementGetting them to feel safe in being honest with you pays off when they're older, Shields said, speaking from experience. Shields wants to be more 'intentional' than her mother wasBrooke Shields with her mother, Teri Shields, in 1981. Jack Mitchell/Getty ImagesDuring her PHM interview, Shields opened up about how her mother, Teri Shields, indirectly influenced her parenting style.
Persons: Brooke Shields, HealthFront, , Shields, Teri Shields, Jack Mitchell Organizations: Service, Trade
Despite enticing alternatives, a fixed-rate mortgage remains the best option for us. With mortgage interest rates still close to 7%, alternative mortgages like adjustable-rate loans and mortgages with shorter maturities are gaining in popularity. AdvertisementThe beauty of the fixed-rate mortgage is that it offers certainty in an uncertain world. Any gain somebody might get with a lower interest rate might be offset by paying more for the house. So, we will be sticking with a fixed-rate mortgage and shopping around for the best rate.
Persons: , Sarah Alvarez, Alvarez, Brandon Bell, Freddie Mac Organizations: Service, William, Mortgage, Business, ARM, Treasury, Street Journal, FG, National Association of Realtors Locations: Austin , Texas
Everyone claims to have the best trick to cut back on tears when cutting onions, but CNN talked to experts to see which ones are worth their salt. There are several effective ways to reduce stinging in the eyes and cut back on tears when chopping onions, experts say. Protect your eyes with gogglesYes, they look dorky, but goggles are a foolproof method, Thiel said. “I’ve noticed that wearing contacts (instead of glasses) makes a big difference when I’m cutting an onion,” Thiel said. The enzyme that converts amino acids in onions to cause the stinging feeling works well at a specific pH range, he said.
Persons: Abbey Thiel, “ It’s, ” Thiel, Bryan Quoc Le, Thiel, , “ I’ve, , Le, ” Le Organizations: CNN, Food, Pacific Lutheran University Locations: Parkland , Washington
Gold tends to gain value when people lose faith in banks and money, as it did in the Great Recession. Earlier this month, the gold contract for April settled at $2,126.30 per ounce, the highest level since the contract's creation in 1974. Gold, nostalgia and the end of the world...At the heart of people's apocalyptic fantasies is nostalgia, Berger said. When everything else is going down the tubes, gold is the one thing that's likely going to do well. Trump has called for returning to the gold standard and, at least at one point, owned up to $200,000 of the metal, reports found.
Persons: James Berger, William Bernstein ,, Bernstein, Berger, Hay, William Bernstein, Donald Trump's, Trump, Vladimir Putin, Ethan Swope Organizations: Yale University, CNBC, NBC, NATO Locations: United States, Russian, Ukraine, Gaza, Aguanga , California
"Job loss is extremely traumatic, but it is important to remember that it is not the end of the world," said Michele Evermore, a senior fellow at The Century Foundation. The average weekly benefit ranges greatly between states, Evermore said. Job loss is extremely traumatic. Michele Evermore a senior fellow at The Century FoundationWhether or not the package affects your unemployment benefits depends on your state's rules, Evermore said. Strategize which savings to tap, in what orderHopefully you have an emergency savings fund to draw from, Curtis said.
Persons: Michele Evermore, Evermore, you've, Carolyn McClanahan, McClanahan, Curtis Organizations: Google, Microsoft, Paramount, CNBC, The Century Foundation, The Century, Employment Security Department, Planning Partners, CNBC's Locations: New York, Washington, Jacksonville , Florida
Fg Trade | E+ | Getty ImagesYour employer may have its own policyAround nine out of 10 U.S. companies offer bereavement leave, according to the International Foundation of Employee Benefit Plans. Adam Lister | Moment | Getty ImagesThe leave companies provide tend to vary based on who in your life has died. The average for an immediate family member was around five days, compared to roughly one day for a close friend, IFEBP found. Some states offer bereavement leaveIn the absence of a federal bereavement leave policy, some states have established their own program or are trying to do so. A California law guarantees most employees five days of bereavement leave following the death of a family member.
Persons: Julie Stich, Stich, Johnson, Adam Lister, IFEBP, they've, " Stich Organizations: International Foundation of Employee Locations: U.S, California, Illinois
Fg Trade | E+ | Getty ImagesRising inventory is helping push rent prices down. Many Gen Zers are still living with their parentsWhile some older Gen Zers were able to become homeowners during the Covid-19 pandemic, most did not. Gen Z includes those born between 1996 and 2012, according to Pew Research Center's definition, and the youngest members of that cohort are still teens and tweens. Of the Gen Z adults who currently rent, 27% say they can no longer afford the cost, the firm found. In the meantime, there are ways Gen Z adults can prepare, especially those at home saving on expenses.
Persons: Gen, Daryl Fairweather, Jacob Channel, It's, Zers, Intuit Credit Karma, Melissa Lambarena Organizations: Pew Research, Intuit Credit, Finance Locations: U.S
Anyone can generally buy the stock of public companies on a stock exchange, or buy pools of stocks or bonds via publicly available mutual funds and exchange-traded funds. By comparison, private investments let people invest in companies that aren't listed on a public exchange. Julio Estela, 41, who lives in Wantagh, New York, made his largest private investment in 2021, in Green Coffee Company. Why private markets are 'two-tiered'Hxyume | E+ | Getty ImagesSome of the largest U.S. investors, such as pension funds, often have some exposure to private investments, proponents say. As with public stock, betting on one private investment instead of pooling risk in a fund of many private companies is an even riskier strategy, experts said.
Persons: Micah Hauptman, Charles Failla, Cassandra Borchers, Thompson Hine, Borchers, it's, Michael Cembalest, Mike Curtis, Shaka Tea, Julio Estela, he's, Curtis, Estela, Hauptman, Failla Organizations: SEC, Consumer Federation of America, Sovereign Financial Group, Sovereign Financial, Morgan, Wealth Management, Shaka, Green Coffee Company, rehabbing, American Investment Council, Pensions, Cambridge Associates Locations: Honolulu , Hawaii, Wantagh , New York, Hawaii
The IRS on Thursday released dozens of inflation adjustments for 2024, including higher income tax brackets, increased standard deductions and boosted income thresholds for capital gains. For 2024, there are higher thresholds for the 0%, 15% and 20% long-term capital gains brackets, applying to assets owned for more than one year. How to calculate your capital gains tax bracketYou're more likely to fall into the 0% capital gains bracket in 2024 with higher standard deductions and capital gains income thresholds. "It's really quite a bit of capital gains you can receive without paying any tax," said certified public accountant Tom Wheelwright, CEO of WealthAbility. Who may fall into the 0% capital gains bracket
Persons: Tommy Lucas, Moisand Fitzgerald Tamayo, Lucas, Tom Wheelwright Organizations: IRS Locations: Orlando , Florida
Broncos slip past sloppy Bills on last-second FG
  + stars: | 2023-11-14 | by ( Field Level Media | ) www.reuters.com   time to read: +2 min
[1/112] Nov 13, 2023; Orchard Park, New York, USA; Buffalo Bills quarterback Josh Allen warms up before a game against the Denver Broncos at Highmark Stadium. On third-and-10 from the Buffalo 45, Wilson's deep throw for Jerry Jeudy fell incomplete, but Taron Johnson was flagged for contacting Jeudy before the ball got there. However, the Bills were penalized for having 12 men on the field. Ja'Quan McMillian recovered, and Denver scored four plays later on the first of Lutz's four field goals, a 40-yarder. The Bills finally quit making mistakes long enough to get within 9-8 on Allen's 22-yard connection to Dalton Kincaid and a two-point conversion pass to Gabe Davis.
Persons: Josh Allen, Mark Konezny, Wil Lutz, Josh Allen's, Russell Wilson, Jerry Jeudy, Taron Johnson, Wilson, Lutz, Lutz's, Allen, Buffalo's James Cook, Ja'Quan McMillian, Courtland Sutton, Dalton Kincaid, Gabe Davis, Fabian Moreau Organizations: Buffalo, Denver Broncos, Highmark, Buffalo Bills, Bills, Jeudy, Miami Dolphins, AFC East, Denver, Broncos, Thomson Locations: Orchard, , New York, USA, Orchard Park, N.Y, Buffalo
NFL roundup: Browns ruin 49ers' perfect season thanks to late FG
  + stars: | 2023-10-16 | by ( ) www.reuters.com   time to read: +10 min
Eagles quarterback Jalen Hurts had 280 yards passing -- including 131 to A.J. The Panthers (0-6) remain the only winless team in the NFL despite going to the second quarter with a 14-0 lead. Commanders 24, Falcons 16Behind Sam Howell's three touchdown passes and key interceptions by Kendall Fuller and Benjamin St-Juste, visiting Washington earned a win over Atlanta. Christian Kirk and Brenton Strange caught touchdown passes as Jacksonville (4-2) moved into first place in the AFC South. The Lions' top rusher, David Montgomery, suffered a rib injury in the second quarter and did not return.
Persons: Dustin Hopkins, Wyatt Teller, Hopkins, Ken Blaze, Jake Moody, Jordan Mason, Christian McCaffrey, Deebo Samuel, Brock Purdy, P.J . Walker, Deshaun Watson, Tony Adams, Breece Hall, Zach Wilson, Randall Cobb, Wilson, Jalen, Brown, Greg Zuerlein, Tua Tagovailoa, Raheem Mostert, Tyreek Hill, Bryce Young, Chuba Hubbard, Adam Thielen, Justin Tucker, Tucker, Nick, Lamar Jackson, Ryan Tannehill, Sam Howell's, Kendall Fuller, Benjamin St, Juste, Atlanta . Howell, Fuller, Terry McLaurin, Brian Robinson, Antonio Gibson, Desmond Ridder, Jordan Hicks, Kirk Cousins, Jordan Addison, Justin Fields, Tyson Bagent, Joe Burrow, Geno Smith, Burrow, Smith, Kenneth Walker III, Andrei Iosivas, C.J, Stroud, Dalton Schultz, Robert Woods, Derek Carr, Trevor Lawrence, Travis Etienne Jr, Lawrence, Christian Kirk, Brenton Strange, Gardner Minshew, Anthony Richardson, Zack Moss, Jimmy Garoppolo, Daniel Carlson, Garoppolo, Brian Hoyer, Mac Jones, Bill Belichick, Don Shula, George Halas, Jared Goff, Goff, Ra St, Jameson Williams, David Montgomery, Baker Mayfield, Chris Godwin, Cooper Kupp, Christian Rozeboom, Josh Dobbs, Kyren Williams, Williams, Dobbs Organizations: Cleveland Browns, San Francisco 49ers, 49ers, Cleveland, Browns, Jets, Eagles, New, Philadelphia, Dolphins, Panthers, Miami, Carolina, The Dolphins, NFL, Ravens, Titans, Baltimore, Nick Folk, Tennessee, Falcons, Washington, Atlanta ., St, Vikings, Bears, Minnesota, Chicago, Bengals, Seahawks, Cincinnati, Seattle, The Bengals, Texans, Saints, Stroud, Jaguars, Colts, Jacksonville, Indianapolis, AFC, Raiders, Patriots, Las Vegas, New England, Lions, Buccaneers, Detroit, Tampa Bay, NFC, Bucs, Rams, Cardinals, Los Angeles, Thomson Locations: Cleveland , Ohio, USA, San Francisco, New York, East Rutherford, N.J, Philadelphia, Miami Gardens, Fla, Tennessee, London, Baltimore, Atlanta, Minnesota, Houston, New Orleans, Jacksonville, New, New England, Detroit, Green, Amon, Arizona, Inglewood , Calif, Los Angeles
The change will result in an estimated Social Security retirement benefit increase of more than $50 per month, on average. The average monthly retirement benefit for workers will be $1,907, up from $1,848 this year, according to the Social Security Administration. "But remember, depending on your income, you may also be paying a lot more for Medicare," Franklin said. Medicare Part B premiums are based on incomeMedicare Part B covers physician services, outpatient hospital services, some home health care services, durable medical equipment and certain other services not covered by Medicare Part A. Medicare Part B premiums for 2024 have not yet been announced. This strategy may help reduce adjusted gross income and future Medicare premiums, Franklin said.
Persons: Mary Beth Franklin, Franklin, Roth Organizations: Social, Social Security Administration, Social Security, CNBC, Medicare Locations: Franklin
For new couples, moving too fast or too slow when it comes to getting physical can be a big worry. Many people wonder when the best time is to start being sexually intimate in a relationship. Which got us wondering: When is the best time to start being sexually intimate in a relationship, according to science? The answer is complicated, spanning anywhere from a few dates to a few months after you start to spend time together. Bettmann/Corbis/Getty Images Option 3: Wait until marriageSome people's religious beliefs dictate that they wait to have sex until after they get married.
Persons: , hasn't, couples.FN, that's, Rachel Wright, Wright, Toni Coleman, Tiffany Bryant, Barton Goldsmith, Coleman, Talia Goldstein, you've, Goldsmith, Arthur Miller, Marilyn Monroe, There's Organizations: Service, FG, Cornell, University of Wisconsin Locations: South Salem , NY
For men, the average lowest wage they would be willing to accept for a new job is $91,048, about $25,000 more than the average women would accept, which currently stands at $66,068. Regarding her first job as a senior analyst in 2017, El-Amin said, "I was offered $68,000, I countered and asked for $72,000," she said. In her most recent role, El-Amin, now 28, earned $200,000, she said. Negotiate for higher pay Differences in the way women and men approach negotiating their pay has played a role in the gender pay gap, research shows. "Women tend to look for mentors and men tend to look for sponsors who will help them negotiate," she said.
Persons: Cinneah El, Amin, I've, El, Barnard, Aronstein, Trevor Bogan, Bogan, Laurie Chamberlin, Chamberlin, Alex Gailey Organizations: New, Federal, Barnard, Columbia University, Finance, Pew Research Center, Top Employers Institute, Adecco, Mentors, Gallup Locations: El
How to stay healthy in hot weather
  + stars: | 2023-06-28 | by ( Katia Hetter | ) edition.cnn.com   time to read: +7 min
And how can everyone prepare for hot weather events outdoors? She previously served as health commissioner of Baltimore, where her duties included overseeing the city’s “Code Red” responses to extreme hot weather. They should seek out resources from their local and state government, which may provide cooling centers and temporary shelters during periods of extreme hot weather. Especially if you live in environments where your children are not used to hot weather, monitor them closely. CNN: How can everyone prepare for hot weather events?
Persons: Leana Wen, Wen, Heatstroke, heatstroke, it’s, don’t Organizations: CNN, George Washington University Milken Institute School of Public Health, US Environmental Protection Agency, Getty Locations: United States, Baltimore
Couple talking to financial advisor at home Fg Trade | E+ | Getty ImagesConsider when to increase bond durationWhile it's difficult to predict future interest rate cuts, Kyle Newell, a certified financial planner and owner of Newell Wealth Management in Orlando, Florida, said he has started shifting bond allocations. When building a bond portfolio, advisors consider so-called duration, which measures a bond's sensitivity to interest rate changes. watch nowAs interest rates rose in 2022, many advisors opted for shorter-duration bonds to protect portfolios from interest rate risk. But allocations may shift, depending on future Fed policy. Look for 'areas of opportunity'As policy shifts, advisors are also looking for ways to optimize allocations amid continued economic uncertainty.
Persons: Kyle Newell, Newell, Ashton Lawrence Organizations: Newell Wealth Management, Mariner Wealth Advisors Locations: Orlando , Florida, Greenville , South Carolina
The Chase Freedom Rise℠ is a beginner credit card that earns 1.5% cash back on all purchases with no annual fee. How to Apply for the Chase Freedom RiseTo apply for the Chase Freedom Rise℠, you must fill out an application at a physical Chase bank branch. Chase Freedom Rise Benefits and RewardsThe Chase Freedom Rise℠ is similar to the Chase Freedom Flex℠ and Chase Freedom Unlimited® in that it earns rewards in the form of Chase Ultimate Rewards® points, which you can redeem at a rate of 1 cent each for cash back, gift cards, or travel through the Chase Ultimate Rewards Travel Portal. Unlike the other Freedom cards, the Chase Freedom Rise℠ doesn't offer a traditional welcome bonus tied to a spending requirement. That's not a bad deal considering many starter credit cards don't offer a bonus at all, but it's significantly less than what the best cash-back credit cards offer.
Persons: Chase, Read, , you'll, We're, That's, Cardholders, you've Organizations: Service, Chase, Quicksilver, Chevron, Gas, Business, Chase Credit Locations: autopay
Caitlin Clark Is Everywhere
  + stars: | 2023-03-25 | by ( Kris Rhim | Bedel Saget | Marco Hernandez | ) www.nytimes.com   time to read: +3 min
Caitlin Clark’s long-distance shooting prowess has made her one of the most electrifying players in college basketball. Caitlin Clark’s first-half scoring vs. Colorado Zoomable composite image showing Clark scoring from various locations on the court during the first half. Clark’s second-half scoring vs. Colorado Zoomable composite image showing Clark scoring from various locations on the court during the second half. Clark shot 11 of 22 from the field on Friday and 4 of 9 from 3-point range. There’s no doubt that Clark will be shooting from everywhere — so keep an eye out for another logo 3-pointer.
Today, I'm sharing my conversation with Fiona Greig of Vanguard's Investment Strategy Group. Fiona Greig, global head of investor research and policy for Vanguard VanguardFiona Greig is the global head of investor research and policy for Vanguard's Investment Strategy Group. This suggests a "stay the course" posture, meaning yes there's been volatility, but the longer term outlook they have for the stock market is stable. There's some lower expectations for stock market returns in the short term, but we see pretty clear expectations and optimism for returns in the next 12 months, and even 10 years. The firm's strategists said these companies pay out a healthy dividend and can offset stock market losses in a slow-growth economic landscape.
The National Weather Service has warned of a strong winter storm expected to affect holiday travel. But, some airlines offer to rebook on their website or mobile app and waive any fees, so it's sometimes easier to make changes online than in person. Carriers offering both are Alaska Airlines, Allegiant Air, American Airlines, Delta Air Lines, Hawaiian Airlines, JetBlue Airways, Southwest Airlines, Spirit Airlines, and United Airlines, according to the DoT dashboard. It never hurts to request a meal or hotel during flight disruptions, and you might get lucky with a goodwill gesture from the carrier. For example, in the case of a winter storm, it's likely many passengers will end up stranded in random cities across the US.
FG Trade/GettyI've always limited myself to one credit card because I'm afraid of falling into debt and lowering my credit score. As someone who is terrified of taking on any credit card debt or doing anything to lower my credit score, I usually store their suggestions in the back of my brain and continue to live my life with just one single credit card. When I was exploring ways I could get access to fast cash, I came across the option of taking a credit card cash advance, which lets you withdraw cash from your credit card account, but not without a fee. A few of my friends have recently found themselves in credit card debt and did balance transfers to a new credit card. Noble says that if you find a credit card that offers 0% on balance transfers, you can move money from a high APR credit card to that other credit card getting 0% on that balance for a limited time.
FG Trade/E+/Getty ImagesWhat are steps people can take to protect themselves and their loved ones against Covid-19 during Thanksgiving dinners and other gatherings over the coming holidays? The most important thing we can all do to reduce the likelihood of becoming severely ill is be up-to-date with the Covid-19 vaccine. Of course, masking is a precaution that will reduce risk, though it’s harder to do when attending events with food and drink. The other mitigation measures that help reduce the risk of Covid-19, including ventilation and masking, will also help to reduce other virus transmission. There are steps we can take to reduce risk and allow for happy, in-person reunions over Thanksgiving and other upcoming holidays.
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